How to Decide Whether to Hold, Sell, or Refinance Commercial Property in 2026

In 2026, many Orange County commercial property owners are being forced to revisit a long-deferred question: should you hold, sell, or refinance? Elevated borrowing costs, a growing wave of loan maturities, and widening performance gaps by asset type and submarket have made yesterday’s playbooks unreliable. This guide outlines the practical, data-driven framework The Resha Group uses to help owners evaluate cash flow durability, debt risk, and portfolio-level trade-offs so they can move forward with clarity instead of guesswork.